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Terms of Use

Before publishing: complete the business, refund, and jurisdiction details and have counsel review these terms.

Professional use only

Products and services are intended for licensed mortgage and real-estate professionals. They provide decision support only and are not legal, financial, tax, accounting, lending, or underwriting advice.

Your responsibility

You must independently verify tool outputs against source documents and current investor, agency, lender, and legal requirements.

Digital-product license

Purchases grant a non-exclusive, non-transferable license for the purchaser’s professional use. Products may not be resold, redistributed, published, or shared outside the purchased license.

Downloads and access

A purchased downloadable edition may be saved using its one-time link. Lifetime customers retain account access to covered HTML tools subject to these terms.

File-review services

Reviews identify potential issues and conditions but do not guarantee approval, closing, eligibility, or any underwriting outcome.

Refunds and governing law

Refund policy: [INSERT POLICY]. These terms are governed by the laws of [STATE], with disputes heard in [COUNTY, STATE]. Contact: [YOUR BUSINESS EMAIL].